Funeral Service (Sangjo) Cancellation Refund Calculator (Korea)

Works out the minimum refund when you cancel a Korean prepaid funeral-service (sangjo) installment contract early, under the Fair Trade Commission's notice.

How to use

  1. Choose regular (equal monthly payments for 12+ months) or irregular, then enter the payments made.
  2. Read the refund, then copy the reference letter (Korean).

FAQ

What is the rule?

Refund = total paid - management fee (5% of paid, max 500,000 won) - recruiting commission deduction (10% of contract, max 500,000 won; 75% deducted up front, 25% pro rata). Never below zero. Korea-specific and in Korean.

AI agents: this calculation is available over an API without the form — see /llms.txt and the tool list at /api/calc; confirm the final result on this page.

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